diff --git a/Dao/MyBatis/Maps/Pay.xml b/Dao/MyBatis/Maps/Pay.xml
index 4964d24..732b99a 100644
--- a/Dao/MyBatis/Maps/Pay.xml
+++ b/Dao/MyBatis/Maps/Pay.xml
@@ -659,7 +659,7 @@
             <dynamic prepend="where">
                 <isNotNull property="payno" prepend="and">a.payno=#payno#</isNotNull>
                 <isNotNull property="rstatus" prepend="and">a.rstatus=#rstatus#</isNotNull>
-                <isNotNull property="withoutrstatus" prepend="and">a.rstatus&lt;&gt;#withoutrstatus#</isNotNull>
+                <isNotNull property="withoutrstatus" prepend="and">a.rstatus not in($withoutrstatus$)</isNotNull>
             </dynamic>
         </select>
       <select id="pay.mypayrfdinfo" parameterClass="long" resultClass="payrfd">
@@ -671,7 +671,7 @@
         from payrfd a
         <dynamic prepend="where">
           <isNotNull property="payno" prepend="and">a.payno=#payno#</isNotNull>
-          <isNotNull property="rstatus" prepend="and">a.rstatus&lt;&gt;#rstatus#</isNotNull>
+          <isNotNull property="withoutrstatus" prepend="and">a.rstatus not in($withoutrstatus$)</isNotNull>
         </dynamic>
         order by a.cdt desc
       </select>
@@ -762,6 +762,8 @@
             order by d.rfdno,b.rstatus,ispast,b.pino
         </select>
         <insert id="pay.payrfd.in" parameterClass="payrfd">
+            delete from payrfditem where rfdno=#rfdno#;
+            delete from payrfd where payno=#payno# and rfdno=#rfdno#;
             insert into payrfd(payno,rtext,bankname,bankno,bankowner,isowner,rstatus,ruser,rphone,rreason,fgnor,fgnob,<include refid="sql.inc"></include>)
             select distinct #payno#,#rtext#,#bankname#
                 ,HEX(AES_ENCRYPT(#bankno#, <include refid="sql.digest"></include>))
@@ -796,6 +798,7 @@
             set rstatus=#rstatus#,udt=now(),uno=#uno#,uip=#uip#
             where rfdno=#rfdno# and payno=#payno#
         </update>
+
         <update id="pay.unpay" parameterClass="hashtable">
             update examuser a
             inner join pay b on b.payno=a.payno and b.pstatus=22 and b.ptype=3 and b.ispg=1 <!--and b.paylimit &lt; now()--> and b.isunpay is null and b.userno=a.userno
diff --git a/FO/Controllers/MyController.cs b/FO/Controllers/MyController.cs
index 8af24b6..cd1085d 100644
--- a/FO/Controllers/MyController.cs
+++ b/FO/Controllers/MyController.cs
@@ -244,11 +244,11 @@ namespace NP.FO.Controllers
             }
             vm.PayItems = Dao.Get<PayItem>("pay.mypayitem", new System.Collections.Hashtable() { { "userno", SUserInfo.UserNo }, { "payno", vm.payno } });
             vm.PayItem = Dao.Get<PayItem>("pay.mypayitem", new System.Collections.Hashtable() { { "userno", SUserInfo.UserNo }, { "payno", vm.payno } }).FirstOrDefault();
-            vm.intval3 = Dao.Get<PayRfd>("pay.mypayrfd", new System.Collections.Hashtable() { { "payno", vm.Pay.payno }/*,{ "rstatus", 0}*/, { "withoutrstatus" , 4} }).Count();
+            vm.intval3 = Dao.Get<PayRfd>("pay.mypayrfd", new System.Collections.Hashtable() { { "payno", vm.Pay.payno }/*,{ "rstatus", 0}*/, { "withoutrstatus" , "4" } }).Count();
             vm.PayRfd = null;
             if (vm.intval3 > 0)
             {
-                vm.PayRfd = Dao.Get<PayRfd>("pay.mypayrfdinfo", new System.Collections.Hashtable() {{ "payno", vm.payno }, { "rstatus", 4 } }).FirstOrDefault();
+                vm.PayRfd = Dao.Get<PayRfd>("pay.mypayrfdinfo", new System.Collections.Hashtable() {{ "payno", vm.payno }, { "withoutrstatus", "4" } }).FirstOrDefault();
                 if (vm.PayRfd != null)
                 {
                     vm.FileList = new List<File>() { };
diff --git a/FO/Views/My/PayInfo.cshtml b/FO/Views/My/PayInfo.cshtml
index 4bbb736..f993a29 100644
--- a/FO/Views/My/PayInfo.cshtml
+++ b/FO/Views/My/PayInfo.cshtml
@@ -1,8 +1,12 @@
 @model NP.Model.VMPay
 @{
-    bool isRfd = Model.intval3 > 0 ? true : false;
+    bool isRfd = (Model.intval3 > 0) ? true : false;
 }
-
+<style>
+    .bskTitle {
+        margin-top : 50px !important;
+    }
+</style>
 <h4 class="bskTitle">주문상품 정보</h4>
 <p class="odrNum">결제번호 : @(Model.Pay.payno < 1000000 ? Model.Pay.payno.ToString("000000") : Model.Pay.payno.ToString())</p>
 <table class="bskList">
@@ -35,13 +39,20 @@
     }
         <tr>
             <th>주문접수일</th>
-            @if (Convert.ToDateTime(Model.Pay.paylimit.Value.ToString("yyyy-MM-dd HH:mm")) >= Convert.ToDateTime(Model.PayItem.retime.Value.ToString("yyyy-MM-dd HH:mm")))
+            @if (Model.Pay.paylimit != null && Model.PayItem.retime != null)
             {
-                <td>@Model.Pay.cdt.ToString("yyyy-MM-dd HH:mm") @(Model.Pay.ptype == 3 ? string.Format("(만료일 : {0})", (Model.PayItem.retime.Value.ToString("yyyy-MM-dd HH:mm"))) : "")</td>
+                if (Convert.ToDateTime(Model.Pay.paylimit.Value.ToString("yyyy-MM-dd HH:mm")) >= Convert.ToDateTime(Model.PayItem.retime.Value.ToString("yyyy-MM-dd HH:mm")))
+                {
+                    <td>@Model.Pay.cdt.ToString("yyyy-MM-dd HH:mm") @(Model.Pay.ptype == 3 ? string.Format("(만료일 : {0})", (Model.PayItem.retime.Value.ToString("yyyy-MM-dd HH:mm"))) : "")</td>
+                }
+                else
+                {
+                    <td>@Model.Pay.cdt.ToString("yyyy-MM-dd HH:mm") @(Model.Pay.ptype == 3 ? string.Format("(만료일 : {0})", (Model.Pay.paylimit.Value.ToString("yyyy-MM-dd HH:mm"))) : "")</td>
+                }
             }
             else
             {
-                <td>@Model.Pay.cdt.ToString("yyyy-MM-dd HH:mm") @(Model.Pay.ptype == 3 ? string.Format("(만료일 : {0})", (Model.Pay.paylimit.Value.ToString("yyyy-MM-dd HH:mm"))) : "")</td>
+                <td>@Model.Pay.cdt.ToString("yyyy-MM-dd HH:mm")</td>
             }
         </tr>
     <tr>
@@ -85,36 +96,40 @@
     </table>
 }
 
-<ul class="bskBtn col1">
-    <li><a href="/My/Paies" class="bk">결제현황 이동</a></li>
-    @if (Model.Pay.ispg != 1 && Model.Pay.rstatus == 0 && Model.Pay.pstatus == 1 && Model.Pay.ptype != 1)
-    {
-        if (Convert.ToDateTime(Convert.ToDateTime(Model.Pay.payoktime).ToString("yyyy-MM-dd")) <= Convert.ToDateTime(DateTime.Now.AddMonths(1).ToString("yyyy-MM-10")))
+    <ul class="bskBtn col1">
+        <li><a href="/My/Paies" class="bk">결제현황 이동</a></li>
+        @if (Model.Pay.ispg != 1 && Model.Pay.rstatus == 0 && Model.Pay.pstatus == 1 && Model.Pay.ptype != 1)
         {
-            <li><a href="#" onclick="calltax()" class="bk">계산서요청</a></li>
+            if (Convert.ToDateTime(Convert.ToDateTime(Model.Pay.payoktime).ToString("yyyy-MM-dd")) <= Convert.ToDateTime(DateTime.Now.AddMonths(1).ToString("yyyy-MM-10")))
+            {
+                <li><a href="#" onclick="calltax()" class="bk">계산서요청</a></li>
+            }
+            else
+            {
+                <li><a href="#" onclick="alert('계산서 요청 기한이 지나 신청이 불가능합니다.'); return;" class="bk">계산서요청</a></li>
+            }
         }
-        else
+        @if (Model.Pay.pstatus == 1 && Model.Pay.rstatus != 2 && Model.PayItems.Where(w => w.rstatus == 0).Count() > 0)
         {
-            <li><a href="#" onclick="alert('계산서 요청 기한이 지나 신청이 불가능합니다.'); return;" class="bk">계산서요청</a></li>
-        }
-    }
-    @if (Model.Pay.pstatus == 1 && Model.Pay.rstatus != 2 && Model.PayItems.Where(w => w.rstatus == 0).Count() > 0)
-    {
-        if (Model.intval3 > 0 && Model.PayRfd != null && (Model.PayRfd.rstatus == 0 || Model.PayRfd.rstatus == 2))
-        {
-            <li><a href="#" onclick="refund()" class="bk" style="display:none">환불요청</a></li>
-        }
-        else
-        {
-            <li><a href="#" onclick="refund()" class="bk">환불요청</a></li>
-        }
+            if (Model.intval3 > 0 && Model.PayRfd != null && (Model.PayRfd.rstatus == 0 || Model.PayRfd.rstatus == 2))
+            {
+                <li><a href="#" onclick="refund()" class="bk" style="display:none">환불요청</a></li>
+            }
+            else if (Model.intval3 > 0 && Model.PayRfd != null && Model.PayRfd.rstatus == 1)
+            {
+                <li><a href="#" onclick="refund('reject')" class="bk">환불요청</a></li>
+            }
+            else
+            {
+                <li><a href="#" onclick="refund()" class="bk">환불요청</a></li>
+            }
 
-    }
-    @if (Model.Pay.rstatus < 2 && Model.Pay.pstatus == 22)
-    {
-        <li><a href="#" onclick="cancelpay()" class="bk">결제취소</a></li>
-    }
-</ul>
+        }
+        @if (Model.Pay.rstatus < 2 && Model.Pay.pstatus == 22)
+        {
+            <li><a href="#" onclick="cancelpay()" class="bk">결제취소</a></li>
+        }
+    </ul>
 
 <div class="mpgPop mpgPopFull" style="display:none;" id="pop1">
     <div>
@@ -216,7 +231,7 @@
                     <a href="javascript:mpgPopClose();"></a>
                 </div>
                 <div class="mpgPopScroll">
-                    <div class="odrPop pop1box">
+                    <div class="odrPop pop1box" id="refundRequest">
                         <h4 class="bskTitle">상품선택</h4>
                         <table class="odrTable th150">
                             <tr><th>총결제액/입금일</th><td>@(Model.Pay.payamt.ToString("#,0"))원 (@(Model.Pay.payoktime == null ? "" : Model.Pay.payoktime.Value.ToString("yy-MM-dd HH:mm")))</td></tr>
@@ -233,114 +248,126 @@
                             <input type="hidden" name="payno" id="payno" value="@Model.Pay.payno" />
                             <input type="hidden" name="ptype" id="ptype" value="@Model.Pay.ptype" />
                             <input type="hidden" name="rfdno" id="rfdno" value="@(isRfd? Model.PayRfd.rfdno.ToString() : "")" />
-                            <h4 class="bskTitle">환불정보</h4>
-                            <table class="odrTable th150">
-                                <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
-                                    <th>환불은행</th>
-                                    <td><input type="text" name="bankname" id="bankname" maxlength="30" value="@(isRfd? Model.PayRfd.bankname : "")" @(isRfd ? "readonly" : "") /></td>
-                                </tr>
-                                <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
-                                    <th>예금주</th>
-                                    <td><input type="text" name="bankowner" id="bankowner" maxlength="30" value="@(isRfd? Model.PayRfd.bankowner : "")" @(isRfd ? "readonly" : "") /></td>
-                                </tr>
-                                <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
-                                    <th>환불계좌</th>
-                                    <td><input type="text" name="bankno" id="bankno" maxlength="30" value="@(isRfd? Model.PayRfd.bankno : "")" @(isRfd ? "readonly" : "") /></td>
-                                </tr>
-                                <tr style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
-                                    <th>개인계좌여부</th>
-                                    <td>
-                                        <input type="hidden" name="isowner" id="isowner" />
-                                        <ul class="bakRadio">
-                                            <li><input type="radio" name="isowners" id="isowner1" @(isRfd ? Model.PayRfd.isowner == 1 ? "checked" : "" : "checked") value="1" onclick="@(isRfd? "return(false);":"")" /><label for="isowner1">예</label></li>
-                                            <li><input type="radio" name="isowners" id="isowner0" @(isRfd ? Model.PayRfd.isowner == 0 ? "checked" : "" : "") value="0" onclick="@(isRfd? "return(false);":"")" /><label for="isowner0">아니오</label></li>
-                                        </ul>
-                                    </td>
-                                </tr>
-                                <tr class="pd5">
-                                    <th>담당자</th>
-                                    <td><input type="text" name="ruser" id="ruser" value="@(isRfd? Model.PayRfd.ruser : "")" @(isRfd ? "readonly" : "") /></td>
-                                </tr>
-                                <tr class="pd5">
-                                    <th>담당자연락처</th>
-                                    <td><input type="text" name="rphone" id="rphone" value="@(isRfd? Model.PayRfd.rphone : "")" @(isRfd ? "readonly" : "") /></td>
-                                </tr>
-                                <tr>
-                                    <th>환불요청사유</th>
-                                    <td>
-                                        <ul class="bakRadio">
-                                            <li><input type="radio" name="rreason" id="rreason1" @(isRfd ? Model.PayRfd.rreason == 0 ? "checked" : "" : "checked") value="0" onclick="@(isRfd? "return(false);":"")" /><label for="rreason1">교육취소</label></li>
-                                            <li><input type="radio" name="rreason" id="rreason2" @(isRfd ? Model.PayRfd.rreason == 1 ? "checked" : "" : "") value="1" onclick="@(isRfd? "return(false);":"")" /><label for="rreason2">과정변경</label></li>
-                                            <li><input type="radio" name="rreason" id="rreason3" @(isRfd ? Model.PayRfd.rreason == 2 ? "checked" : "" : "") value="2" onclick="@(isRfd? "return(false);":"")" /><label for="rreason3">과입금</label></li>
-                                            <li><input type="radio" name="rreason" id="rreason4" @(isRfd ? Model.PayRfd.rreason == 9 ? "checked" : "" : "") value="9" onclick="@(isRfd? "return(false);":"")" /><label for="rreason4">기타</label></li>
-                                        </ul>
-                                    </td>
-                                </tr>
-                                <tr class="pd5">
-                                    <th>메모</th>
-                                    <td>
-                                        <textarea name="rtext" id="rtext" rows="4" style="border:1px solid #cbcbcb; width:100%; @(isRfd?"background-color:#f5f5f5; color:#999": "")" @(isRfd ? "readonly" : "")>@(isRfd? Model.PayRfd.rtext : "")</textarea>
-                                    </td>
-                                </tr>
+                            <div id="divCurrent">
+                                <h4 class="bskTitle">환불정보</h4>
+                                <table class="odrTable th150">
+                                    <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>환불은행</th>
+                                        <td><input type="text" name="bankname" id="bankname" maxlength="30" value="@(isRfd? Model.PayRfd.bankname : "")" @(isRfd ? "readonly" : "") /></td>
+                                    </tr>
+                                    <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>예금주</th>
+                                        <td><input type="text" name="bankowner" id="bankowner" maxlength="30" value="@(isRfd? Model.PayRfd.bankowner : "")" @(isRfd ? "readonly" : "") /></td>
+                                    </tr>
+                                    <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>환불계좌</th>
+                                        <td><input type="text" name="bankno" id="bankno" maxlength="30" value="@(isRfd? Model.PayRfd.bankno : "")" @(isRfd ? "readonly" : "") /></td>
+                                    </tr>
+                                    <tr style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>개인계좌여부</th>
+                                        <td>
+                                            <input type="hidden" name="isowner" id="isowner" />
+                                            <ul class="bakRadio">
+                                                <li><input type="radio" name="isowners" id="isowner1" @(isRfd ? Model.PayRfd.isowner == 1 ? "checked" : "" : "checked") value="1" onclick="@(isRfd? "return(false);":"")" /><label for="isowner1">예</label></li>
+                                                <li><input type="radio" name="isowners" id="isowner0" @(isRfd ? Model.PayRfd.isowner == 0 ? "checked" : "" : "") value="0" onclick="@(isRfd? "return(false);":"")" /><label for="isowner0">아니오</label></li>
+                                            </ul>
+                                        </td>
+                                    </tr>
+                                    <tr class="pd5">
+                                        <th>담당자</th>
+                                        <td><input type="text" name="ruser" id="ruser" value="@(isRfd? Model.PayRfd.ruser : "")" @(isRfd ? "readonly" : "") /></td>
+                                    </tr>
+                                    <tr class="pd5">
+                                        <th>담당자연락처</th>
+                                        <td><input type="text" name="rphone" id="rphone" value="@(isRfd? Model.PayRfd.rphone : "")" @(isRfd ? "readonly" : "") /></td>
+                                    </tr>
+                                    <tr>
+                                        <th>환불요청사유</th>
+                                        <td>
+                                            <ul class="bakRadio">
+                                                <li><input type="radio" name="rreason" id="rreason1" @(isRfd ? Model.PayRfd.rreason == 0 ? "checked" : "" : "checked") value="0" onclick="@(isRfd? "return(false);":"")" /><label for="rreason1">교육취소</label></li>
+                                                <li><input type="radio" name="rreason" id="rreason2" @(isRfd ? Model.PayRfd.rreason == 1 ? "checked" : "" : "") value="1" onclick="@(isRfd? "return(false);":"")" /><label for="rreason2">과정변경</label></li>
+                                                <li><input type="radio" name="rreason" id="rreason3" @(isRfd ? Model.PayRfd.rreason == 2 ? "checked" : "" : "") value="2" onclick="@(isRfd? "return(false);":"")" /><label for="rreason3">과입금</label></li>
+                                                <li><input type="radio" name="rreason" id="rreason4" @(isRfd ? Model.PayRfd.rreason == 9 ? "checked" : "" : "") value="9" onclick="@(isRfd? "return(false);":"")" /><label for="rreason4">기타</label></li>
+                                            </ul>
+                                        </td>
+                                    </tr>
+                                    <tr class="pd5">
+                                        <th>메모</th>
+                                        <td>
+                                            <textarea name="rtext" id="rtext" rows="4" style="border:1px solid #cbcbcb; width:100%; @(isRfd?"background-color:#f5f5f5; color:#999": "")" @(isRfd ? "readonly" : "")>@(isRfd? Model.PayRfd.rtext : "")</textarea>
+                                        </td>
+                                    </tr>
 
-                            </table>
+                                </table>
 
-                            @if (Model.intval3 > 0)
-                            {
-                                if (Model.PayRfd.fgnob == null || Model.PayRfd.fgnor == null)
-                                {
-                                    <p class="odrpDesc" style="color:red">
-                                        ※ 내용 변경을 원하실 경우 신청을 취소하고 다시 환불요청해주셔야 합니다.
-                                    </p>
-                                    <h4 class="bskTitle">첨부서류</h4>
-                                    <table class="odrTable th150">
-                                        <tr class="pd5">
-                                            <th>환불신청서</th>
-                                            <td><input type="file" name="file2" id="file2" value="" /></td>
-                                        </tr>
-                                        <tr class="pd5">
-                                            <th>통장사본</th>
-                                            <td><input type="file" name="file3" id="file3" value="" /></td>
-                                        </tr>
-                                    </table>
-                                }
-                                else if (Model.PayRfd.fgnob != null && Model.PayRfd.fgnor != null)
-                                {
-                                    <h4 class="bskTitle">첨부서류</h4>
-                                    <table class="odrTable th150">
-                                        <tr class="pd5">
-                                            <th>환불신청서</th>
-                                            <td><a class="file" href="/focommon/downfile?fno=@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnor).FirstOrDefault().fileno)">@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnor).FirstOrDefault().orgname)</a></td>
-                                        </tr>
-                                        <tr class="pd5">
-                                            <th>통장사본</th>
-                                            <td><a class="file" href="/focommon/downfile?fno=@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnob).FirstOrDefault().fileno)">@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnob).FirstOrDefault().orgname)</a></td>
-                                        </tr>
-                                    </table>
-                                    <h4 class="bskTitle">검토결과</h4>
-                                    <table class="odrTable th150">
-                                        <tr class="pd5">
-                                            <th>검토상태</th>
-                                            <td>@Model.PayRfd.rstatusname</td>
-                                        </tr>
-                                        @if (Model.PayRfd.rstatus == 1)
-                                        {
-                                            <tr class="pd5">
-                                                <th>검토의견</th>
-                                                <td>
-                                                    <label>@Model.PayRfd.rback</label>
-                                                </td>
-                                            </tr>
-                                        }
-
-                                    </table>
-                                }
-                            }
-                            @if (Model.intval3 >= 0)
-                            {
-                                if (Model.PayRfd != null)
+                                @if (Model.intval3 > 0)
                                 {
                                     if (Model.PayRfd.fgnob == null || Model.PayRfd.fgnor == null)
+                                    {
+                                        <p class="odrpDesc" style="color:red">
+                                            ※ 내용 변경을 원하실 경우 신청을 취소하고 다시 환불요청해주셔야 합니다.
+                                        </p>
+                                        <h4 class="bskTitle">첨부서류</h4>
+                                        <table class="odrTable th150">
+                                            <tr class="pd5">
+                                                <th>환불신청서</th>
+                                                <td><input type="file" name="file2" id="file2" value="" /></td>
+                                            </tr>
+                                            <tr class="pd5">
+                                                <th>통장사본</th>
+                                                <td><input type="file" name="file3" id="file3" value="" /></td>
+                                            </tr>
+                                        </table>
+                                    }
+                                    else if (Model.PayRfd.fgnob != null && Model.PayRfd.fgnor != null)
+                                    {
+                                        <h4 class="bskTitle">첨부서류</h4>
+                                        <table class="odrTable th150">
+                                            <tr class="pd5">
+                                                <th>환불신청서</th>
+                                                <td><a class="file" href="/focommon/downfile?fno=@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnor).FirstOrDefault().fileno)">@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnor).FirstOrDefault().orgname)</a></td>
+                                            </tr>
+                                            <tr class="pd5">
+                                                <th>통장사본</th>
+                                                <td><a class="file" href="/focommon/downfile?fno=@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnob).FirstOrDefault().fileno)">@(@Model.FileList.Where(x => x.fgno == Model.PayRfd.fgnob).FirstOrDefault().orgname)</a></td>
+                                            </tr>
+                                        </table>
+                                        <h4 class="bskTitle">검토결과</h4>
+                                        <table class="odrTable th150">
+                                            <tr class="pd5">
+                                                <th>검토상태</th>
+                                                <td>@Model.PayRfd.rstatusname</td>
+                                            </tr>
+                                            @if (Model.PayRfd.rstatus == 1)
+                                            {
+                                                <tr class="pd5">
+                                                    <th>검토의견</th>
+                                                    <td>
+                                                        <label>@Model.PayRfd.rback</label>
+                                                    </td>
+                                                </tr>
+                                            }
+
+                                        </table>
+                                    }
+                                }
+                                @if (Model.intval3 >= 0)
+                                {
+                                    if (Model.PayRfd != null)
+                                    {
+                                        if (Model.PayRfd.fgnob == null || Model.PayRfd.fgnor == null)
+                                        {
+                                            <p class="odrpDesc" style="color:red">
+                                                ※ 위 신청서를 작성한 이후, 신청서를 날인/스캔하여 통장사본과 같이 업로드를 해주셔야 합니다.
+                                            </p>
+                                            <h4 class="bskTitle">환불규정</h4>
+                                            <div>평생교육법 제28조 제4항에 따른 학습비의 반환사유가 발생할 때에는 평생교육시행령 23조의 별표 3의 반환기준에 따라 학습 비 등을 반환사유가 발생한 날부터 5일 이내에 반환하여야 한다.</div>
+                                            <br />
+                                            <ul class="odrChk"><li><input type="checkbox" id="chkrefund" /><label for="chkrefund">영남건설기술교육원 환불규정에 동의하고 수강취소 및 환불을 요청합니다.</label></li></ul>
+                                        }
+                                    }
+                                    else if (Model.PayRfd == null)
                                     {
                                         <p class="odrpDesc" style="color:red">
                                             ※ 위 신청서를 작성한 이후, 신청서를 날인/스캔하여 통장사본과 같이 업로드를 해주셔야 합니다.
@@ -350,45 +377,100 @@
                                         <br />
                                         <ul class="odrChk"><li><input type="checkbox" id="chkrefund" /><label for="chkrefund">영남건설기술교육원 환불규정에 동의하고 수강취소 및 환불을 요청합니다.</label></li></ul>
                                     }
+
                                 }
-                                else if (Model.PayRfd == null)
+                                @if (Model.intval3 > 0)
                                 {
-                                    <p class="odrpDesc" style="color:red">
-                                        ※ 위 신청서를 작성한 이후, 신청서를 날인/스캔하여 통장사본과 같이 업로드를 해주셔야 합니다.
-                                    </p>
-                                    <h4 class="bskTitle">환불규정</h4>
-                                    <div>평생교육법 제28조 제4항에 따른 학습비의 반환사유가 발생할 때에는 평생교육시행령 23조의 별표 3의 반환기준에 따라 학습 비 등을 반환사유가 발생한 날부터 5일 이내에 반환하여야 한다.</div>
-                                    <br />
-                                    <ul class="odrChk"><li><input type="checkbox" id="chkrefund" /><label for="chkrefund">영남건설기술교육원 환불규정에 동의하고 수강취소 및 환불을 요청합니다.</label></li></ul>
+                                    <ul class="odrPopBtn col2">
+                                        @if (Model.PayRfd.rstatus == 0 && (Model.PayRfd.fgnob == null || Model.PayRfd.fgnor == null))
+                                        {
+                                            <li><a href="#" class="bk" onclick="save3()">환불 최종요청</a></li>
+                                            <li><a href="#" class="bk" onclick="cancelRfd()">환불신청 취소</a></li>
+                                        }
+                                        @if (Model.PayRfd.rstatus == 0 && (Model.PayRfd.fgnob != null || Model.PayRfd.fgnor != null))
+                                        {
+                                            <li><a href="#" class="bk" onclick="cancelRfd()">환불신청 취소</a></li>
+                                        }
+                                        <li><a href="#" onclick="mpgPopClose()">닫기</a></li>
+                                    </ul>
                                 }
+                                else
+                                {
+                                    <ul class="odrPopBtn col2">
+                                        <li><a href="#" class="bk" onclick="save2()">환불요청</a></li>
+                                        <li><a href="#" onclick="mpgPopClose()">닫기</a></li>
+                                    </ul>
+                                }
+                            </div>
 
-                            }
+                            <div id="divReject">
+                                <h4 class="bskTitle">환불정보</h4>
+                                <table class="odrTable th150">
+                                    <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>환불은행</th>
+                                        <td><input type="text" name="banknameR" id="banknameR" maxlength="30" value="" /></td>
+                                    </tr>
+                                    <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>예금주</th>
+                                        <td><input type="text" name="bankownerR" id="bankownerR" maxlength="30" value="" ) /></td>
+                                    </tr>
+                                    <tr class="pd5" style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>환불계좌</th>
+                                        <td><input type="text" name="banknoR" id="banknoR" maxlength="30" value="" /></td>
+                                    </tr>
+                                    <tr style="@(Model.Pay.ptype == 1 ? "display:none;" : "")">
+                                        <th>개인계좌여부</th>
+                                        <td>
+                                            <input type="hidden" name="isownerR" id="isownerR" />
+                                            <ul class="bakRadio">
+                                                <li><input type="radio" name="isownersR" id="isowner1R" value="1" checked/><label for="isowner1">예</label></li>
+                                                <li><input type="radio" name="isownersR" id="isowner0R" value="0" /><label for="isowner0">아니오</label></li>
+                                            </ul>
+                                        </td>
+                                    </tr>
+                                    <tr class="pd5">
+                                        <th>담당자</th>
+                                        <td><input type="text" name="ruser" id="ruserR" value="" /></td>
+                                    </tr>
+                                    <tr class="pd5">
+                                        <th>담당자연락처</th>
+                                        <td><input type="text" name="rphone" id="rphoneR" value="" /></td>
+                                    </tr>
+                                    <tr>
+                                        <th>환불요청사유</th>
+                                        <td>
+                                            <ul class="bakRadio">
+                                                <li><input type="radio" name="rreasonR" id="rreason1R" checked value="0" /><label for="rreason1">교육취소</label></li>
+                                                <li><input type="radio" name="rreasonR" id="rreason2R" value="1" /><label for="rreason2">과정변경</label></li>
+                                                <li><input type="radio" name="rreasonR" id="rreason3R" value="2" /><label for="rreason3">과입금</label></li>
+                                                <li><input type="radio" name="rreasonR" id="rreason4R" value="9" /><label for="rreason4">기타</label></li>
+                                            </ul>
+                                        </td>
+                                    </tr>
+                                    <tr class="pd5">
+                                        <th>메모</th>
+                                        <td>
+                                            <textarea name="rtextR" id="rtextR" rows="4" style="border:1px solid #cbcbcb; width:100%;"></textarea>
+                                        </td>
+                                    </tr>
 
+                                </table>
+
+                                <p class="odrpDesc" style="color:red">
+                                    ※ 위 신청서를 작성한 이후, 신청서를 날인/스캔하여 통장사본과 같이 업로드를 해주셔야 합니다.
+                                </p>
+                                <h4 class="bskTitle">환불규정</h4>
+                                <div>평생교육법 제28조 제4항에 따른 학습비의 반환사유가 발생할 때에는 평생교육시행령 23조의 별표 3의 반환기준에 따라 학습 비 등을 반환사유가 발생한 날부터 5일 이내에 반환하여야 한다.</div>
+                                <br />
+                                <ul class="odrChk"><li><input type="checkbox" id="chkrefundR" /><label for="chkrefundR">영남건설기술교육원 환불규정에 동의하고 수강취소 및 환불을 요청합니다.</label></li></ul>
+                                <ul class="odrPopBtn col2">
+                                    <li><a href="#" class="bk" onclick="saveReject()">환불요청</a></li>
+                                    <li><a href="#" onclick="mpgPopClose()">닫기</a></li>
+                                </ul>
+                            </div>
                         </form>
-                        
-                        @if (Model.intval3 > 0)
-                        {
-                        <ul class="odrPopBtn col2">
-                            @if (Model.PayRfd.rstatus == 0 && (Model.PayRfd.fgnob == null || Model.PayRfd.fgnor == null))
-                            {
-                                <li><a href="#" class="bk" onclick="save3()">환불 최종요청</a></li>
-                                <li><a href="#" class="bk" onclick="cancelRfd()">환불신청 취소</a></li>
-                            }
-                            @if (Model.PayRfd.rstatus == 0 && (Model.PayRfd.fgnob != null || Model.PayRfd.fgnor != null))
-                            {
-                                <li><a href="#" class="bk" onclick="cancelRfd()">환불신청 취소</a></li>
-                            }
-                            <li><a href="#" onclick="mpgPopClose()">닫기</a></li>
-                        </ul>
-                        }
-                        else
-                        {
-                            <ul class="odrPopBtn col2">
-                                <li><a href="#" class="bk" onclick="save2()">환불요청</a></li>
-                                <li><a href="#" onclick="mpgPopClose()">닫기</a></li>
-                            </ul>
-                        }
                     </div><!-- clsPopCont -->
+
                 </div>
             </div><!-- clsPopWrap -->
         </div>
@@ -399,7 +481,7 @@
     @Html.Partial("./Partial/filescript")
 }
 @section scripts{
-    <script>
+<script>
         $(document).ready(function () {
 
         });
@@ -472,12 +554,20 @@
                 msg("이미 신청된 계산서가 존재합니다.");
             }
         }
-        function refund() {
+        function refund(rejectStatus) {
+            if (rejectStatus == "reject") {
+                $("#divCurrent").hide();
+                $("#divReject").show();
+            }
+            else {
+                $("#divReject").hide();
+                $("#divCurrent").show();
+            }
             $('html, body').addClass('lock');
             $("#pop2").fadeIn("fast", function () {
                 $(".pop1box").scrollTop(0);
             });
-           
+
             @*if ('@(Model.Pay.rstatus < 2 && Model.Pay.pstatus == 1?1:0)' == '1') {
                 capp("/fcommon/payrefundget", { payno: @Model.Pay.payno}, "cbpayrefundget");
             } else {
@@ -560,5 +650,34 @@
                 msg("개발자에게 문의하십시오.");
             }
         }
-    </script>
+        function saveReject() {
+            if ('@(Model.Pay.ptype)' != '1' && check("banknameR", null, "환불은행명을 입력해주세요.")) { }
+            else if ('@(Model.Pay.ptype)' != '1' && check("bankownerR", null, "예금주를 입력해주세요.")) { }
+            else if ('@(Model.Pay.ptype)' != '1' && check("banknoR", null, "환불계좌번호를 입력해주세요.")) { }
+            else if ('@(Model.Pay.ptype)' != '1' && $("input[name='isownersR']:checked").length < 1) { msg("개인계좌여부를 선택해주세요."); }
+            else if (check("ruserR", null, "담당자를 입력해주세요.")) { }
+            else if (check("rphoneR", null, "담당자연락처를 입력해주세요.")) { }
+            else if (check("rtextR", null, "메모를 입력해주세요.")) { }
+            else if ($("#chkrefundR:checked").length < 1) { msg("환불규정에 동의 후 요청해주세요."); }
+            else {
+                setv("isownerR", $("#isowner1R").prop("checked") ? 1 : 0);
+                confirmtoggle(true, "환불요청하시겠습니까?", "confirmReject()");
+            }
+        }
+        function confirmReject() {
+            $.when(
+                $("#bankname").val($("#banknameR").val()),
+                $("#bankowner").val($("#bankownerR").val()),
+                $("#bankno").val($("#banknoR").val()),
+                $("#isowner").val($("#isownerR").val()),
+                $("#ruser").val($("#ruserR").val()),
+                $("#rphone").val($("#rphoneR").val()),
+                $("#rreason").val($("#rreasonR").val()),
+                $("#rtext").val($("#rtextR").val()),
+                $("#chkrefund").val($("#chkrefundR").val()),
+            ).done(function () {
+                gogo2();
+            });
+        }
+</script>
 }
\ No newline at end of file