diff --git a/Base/Controller/FCommon.cs b/Base/Controller/FCommon.cs
index 926028f..6e1f068 100644
--- a/Base/Controller/FCommon.cs
+++ b/Base/Controller/FCommon.cs
@@ -275,14 +275,19 @@ namespace NP.Base.Controllers
             }
             if (!string.IsNullOrEmpty(Request["cmisno"]))
                 ppllog.cmisno = Convert.ToInt64(Request["cmisno"]);
+
             if (!string.IsNullOrEmpty(Request["isrebate"]))
                 ppllog.isrebate = Convert.ToInt32(Request["isrebate"]);
-            if (!string.IsNullOrEmpty(Request["rbankname"]))
-                ppllog.rbankname = Request["rbankname"].ToString();
-            if (!string.IsNullOrEmpty(Request["rbankacc"]))
-                ppllog.rbankacc = Request["rbankacc"].ToString();
-            if (!string.IsNullOrEmpty(Request["rbankowner"]))
-                ppllog.rbankowner = Request["rbankowner"].ToString();
+
+            if (!string.IsNullOrEmpty(Request["isrebate"]) && Convert.ToInt32(Request["isrebate"]) == 1)
+            {
+                if (!string.IsNullOrEmpty(Request["rbankname"]))
+                    ppllog.rbankname = Request["rbankname"].ToString();
+                if (!string.IsNullOrEmpty(Request["rbankacc"]))
+                    ppllog.rbankacc = Request["rbankacc"].ToString();
+                if (!string.IsNullOrEmpty(Request["rbankowner"]))
+                    ppllog.rbankowner = Request["rbankowner"].ToString();
+            }
             if (!string.IsNullOrEmpty(Request["isaccommodation"]))
                 ppllog.isaccommodation = Convert.ToInt32(Request["isaccommodation"].ToString());
 
diff --git a/FO/Views/Course/ApplyEdu.cshtml b/FO/Views/Course/ApplyEdu.cshtml
index b3b0f08..61aaa68 100644
--- a/FO/Views/Course/ApplyEdu.cshtml
+++ b/FO/Views/Course/ApplyEdu.cshtml
@@ -87,19 +87,15 @@
 
     @if (Model.CM.cshape == 1)
     {
-    <h4 class="clsTitle">합숙여부</h4>
-    <ul class="bakRadio">
-        <li>
-            <input type="radio" name="rdoAccommo" id="rdoAccommo1" value="1" /><label for="rdoAccommo1"> 예 (<span id="spnaccommofee"></span>원 추가)</label>
-        </li>
-        <li>
-            <input type="radio" name="rdoAccommo" id="rdoAccommo2" value="2" checked /><label for="rdoAccommo2"> 아니오</label>
-        </li>
-    </ul>
-    }
-
-    @if (Model.CM.cshape == 1)
-    {
+        <h4 class="clsTitle">합숙여부</h4>
+        <ul class="bakRadio">
+            <li>
+                <input type="radio" name="rdoAccommo" id="rdoAccommo1" value="1" /><label for="rdoAccommo1"> 예 (<span id="spnaccommofee"></span>원 추가)</label>
+            </li>
+            <li>
+                <input type="radio" name="rdoAccommo" id="rdoAccommo2" value="2" checked /><label for="rdoAccommo2"> 아니오</label>
+            </li>
+        </ul> 
         <h4 class="clsTitle">교육비 지원</h4>
         <table class="clsTable">
             <tbody>
@@ -118,19 +114,20 @@
         <p class="subDsc mt10">※ 고용보험에 가입되어 있는 재직자의 경우에만 교육비 중 기준된 일정금액 환급이 가능 하며 대표이사, 대표이사의 직계가족 또는 고용보험 미 가입자는 환급이 불가 합니다.</p>
 
         <div id="divRefundAccount" style="display:none">
-            <h4 class="clsTitle">환급 지급계좌 등록</h4>
+            <h4 class="clsTitle">환급금 수령계좌 등록</h4>
+            <p class="subDsc">*는 필수 입력사항입니다.</p>
             <table class="clsTable">
                 <tbody>
                     <tr>
-                        <th>은행명</th>
+                        <th>*은행명</th>
                         <td><input type="text" name="rbankname" id="rbankname" class="apyIpt" /></td>
                     </tr>
                     <tr>
-                        <th>계좌번호</th>
+                        <th>*계좌번호</th>
                         <td><input type="text" name="rbankacc" id="rbankacc" class="apyIpt" /></td>
                     </tr>
                     <tr>
-                        <th>예금주</th>
+                        <th>*예금주</th>
                         <td><input type="text" name="rbankowner" id="rbankowner" class="apyIpt" /></td>
                     </tr>
                 </tbody>
@@ -141,23 +138,24 @@
     }
     <div id="postlayer" class="daumpost"><a href="#" class="btn btn-xxs btn-select closedaumpost" onclick="closeDaumPostcode();">close</a></div>
     <h4 class="clsTitle">회사정보 확인</h4>
+    <p class="subDsc">*는 필수 입력사항입니다.</p>
     @Html.HiddenFor(x => x.Assign.asno)
     <table class="clsTable">
         <tbody>
             <tr>
-                <th>회사명</th>
+                <th>*회사명</th>
                 <td>@Html.TextBoxFor(x => x.Assign.asname, new { @class = "apylpt", @maxlength = "100" })</td>
             </tr>
             <tr>
-                <th>사업자등록번호</th>
+                <th>*사업자등록번호</th>
                 <td>@Html.TextBoxFor(x => x.Assign.brno, new { @class = "apylpt", @maxlength = "10" })</td>
             </tr>
             <tr>
-                <th>대표자성명</th>
+                <th>*대표자성명</th>
                 <td>@Html.TextBoxFor(x => x.Assign.ceoname, new { @class = "apylpt", @maxlength = "50" })</td>
             </tr>
             <tr>
-                <th>주소</th>
+                <th>*주소</th>
                 <td>
                     <ul class="apyAddr postbox">
                         <li>
@@ -176,23 +174,23 @@
                 </td>
             </tr>
             <tr>
-                <th>업태</th>
+                <th>*업태</th>
                 <td>@Html.TextBoxFor(x => x.Assign.btype, new { @class = "apylpt", @maxlength = "50" })</td>
             </tr>
             <tr>
-                <th>종목</th>
+                <th>*종목</th>
                 <td>@Html.TextBoxFor(x => x.Assign.bkind, new { @class = "apylpt", @maxlength = "50" })</td>
             </tr>
             <tr>
-                <th>고용보험관리번호</th>
+                <th>*고용보험관리번호</th>
                 <td>@Html.TextBoxFor(x => x.Assign.eino, new { @class = "apylpt", @maxlength = "30" })</td>
             </tr>
             <tr>
-                <th>담당자성명</th>
+                <th>*담당자성명</th>
                 <td>@Html.TextBoxFor(x => x.Assign.mname, new { @class = "apylpt", @maxlength = "30" })</td>
             </tr>
             <tr>
-                <th>담당자연락처</th>
+                <th>*담당자연락처</th>
                 <td>
                     <ul class="usrPhn">
                         <li>@Html.TextBoxFor(x => x.Assign.mphone1, new { @maxlength = "3" })</li>
@@ -203,7 +201,7 @@
                     </ul>
             </tr>
             <tr>
-                <th>계산서받을 이메일</th>
+                <th>*계산서받을 이메일</th>
                 <td>
                     <ul class="clsMail">
                         <li>@Html.TextBoxFor(x => x.Assign.taxemail1, new { @maxlength = "100" })</li>
@@ -222,15 +220,16 @@
     </table>
 
     <h4 class="clsTitle">개인정보 확인</h4>
+    <p class="subDsc">*는 필수 입력사항입니다.</p>
     @Html.HiddenFor(x => x.User.userno)
     <table class="clsTable">
         <tbody>
             <tr>
-                <th>이름</th>
+                <th>*이름</th>
                 <td><p>@Html.TextBoxFor(x => x.User.username, new { @class = "apylpt", @maxlength = "10", @style = "background-color:#ddd;", @readonly = true })</p></td>
             </tr>
             <tr>
-                <th>주민등록번호</th>
+                <th>*주민등록번호</th>
                 <td>
                     <ul class="usrNum">
                         <li>@Html.TextBoxFor(x => x.User.userpno1, new { @maxlength = "6" })</li>
@@ -240,7 +239,7 @@
                 </td>
             </tr>
             <tr>
-                <th>휴대전화</th>
+                <th>*휴대전화</th>
                 <td>
                     <ul class="usrPhn">
                         <li>@Html.TextBoxFor(x => x.User.mobile1, new { @maxlength = "3" })</li>
@@ -252,7 +251,7 @@
                 </td>
             </tr>
             <tr>
-                <th>이메일</th>
+                <th>*이메일</th>
                 <td>
                     <ul class="clsMail">
                         <li>@Html.TextBoxFor(x => x.User.email1, new { @maxlength = "100" })</li>
@@ -262,7 +261,7 @@
                 </td>
             </tr>
             <tr>
-                <th>주소</th>
+                <th>*주소</th>
                 <td>
                     <ul class="apyAddr postbox">
                         <li>
@@ -281,7 +280,7 @@
                 </td>
             </tr>
             <tr>
-                <th>채용형태</th>
+                <th>*채용형태</th>
                 <td>
                     <ul class="bakRadio">
                         <li>
@@ -294,13 +293,13 @@
                 </td>
             </tr>
             <tr>
-                <th>직위</th>
+                <th>*직위</th>
                 <td>
                     @Html.TextBoxFor(x => x.User.uduty, new { @class = "apylpt", @maxlength = "20" })
                 </td>
             </tr>
             <tr>
-                <th>학력</th>
+                <th>*학력</th>
                 <td>
                     <ul class="bakRadio">
                         <li>
@@ -383,7 +382,7 @@
             $("#divRefundAccount").show();
         }
         else {
-            $("#divRefundAccount").hide();
+            $("#divRefundAccount").hide(); 
         }
     }
 
@@ -430,7 +429,10 @@
     }
 
     function applyEdu() {
-        if ($("#User_userpno1").val() == "" || $("#User_userpno1").val() == null) {
+        if ($("input:radio[name='rdoRefund']:checked").val() == "1" && check("rbankname", null, "은행명을 등록해주세요.")) { }
+        else if ($("input:radio[name='rdoRefund']:checked").val() == "1" && check("rbankacc", null, "계좌번호를 등록해주세요.")) { }
+        else if ($("input:radio[name='rdoRefund']:checked").val() == "1" && check("rbankowner", null, "예금주를 등록해주세요.")) { }
+        else if ($("#User_userpno1").val() == "" || $("#User_userpno1").val() == null) {
             focus("User_userpno1");
             msg("주민등록번호 앞자리를 입력하십시오.");
         }